MoneyTurtle Privacy Policy
Effective July 10, 2026
Effective July 10, 2026
MoneyTurtle has no servers, no accounts of ours, no analytics, and no ads. Your financial data lives on your iPhone — and nowhere else, unless you sync it through your own iCloud.
Nothing. MoneyTurtle does not collect, transmit, store, or share any personal data. Every expense, category, and net-worth entry you create is stored locally on your device. We have no backend, no databases, and no way to see your data — even if we wanted to.
Sync is optional and off until you sign in with Apple. When enabled, your data is synced through your personal, private iCloud account using Apple's CloudKit — encrypted in transit and at rest, inside storage that only you control.
Unlike apps that route your finances through their own servers, MoneyTurtle's sync happens entirely between your devices and your iCloud. The developer has no access to that data, and it is never copied anywhere else. Apple's handling of iCloud data is described in Apple's Privacy Policy.
If you enable the app lock, Face ID / Touch ID authentication is performed entirely by iOS on your device. MoneyTurtle only receives a yes/no answer — biometric data never reaches the app and is never stored by it.
Signing in with Apple is used solely to turn on iCloud sync for your own account. MoneyTurtle does not receive or store your email address, name, or any account details on any server — there is no server.
You can export all of your data from the app at any time, in an open format you can take anywhere. Deleting the app deletes its local data; disabling sync or deleting the app's iCloud data from your device's iCloud settings removes it from your iCloud as well. Nothing lingers with us — there is nowhere for it to linger.
MoneyTurtle does not collect data from anyone — including children. The app is rated 4+ and contains no objectionable content, no purchases against your data, and no ads.
If this policy ever changes, the updated version will be posted at this address with a new effective date. Since the app collects nothing, any change would only ever describe more clearly how nothing is collected.